Terms & Conditions
Last Updated: August 26, 2026
Introduction
These Terms & Conditions (“Terms”) govern your use of websites, content, products, and services provided by 232 Media LLC (“232 Media,” “we,” “us,” or “our”), including StellaMSmith.com and AdjustYourLens.com and related offerings that link to these Terms.
By accessing or using our websites, purchasing a product or service, or registering for an offering, you agree to these Terms. If you do not agree, please do not use the applicable website, product, or service.
Eligibility
You must be at least 18 years old to purchase paid products or services from 232 Media LLC unless we expressly state otherwise.
By making a purchase, you represent that you have the legal capacity to enter into the transaction.
Educational and Informational Purposes
Our websites, publications, programs, workshops, digital products, coaching, faith-based and spiritual content, assessments, quizzes, and other materials are provided for educational, informational, personal-development, self-reflection, and spiritual-growth purposes.
Any quizzes, assessments, profiles, categories, or individualized results we provide, including those associated with What’s Good About You?, are intended as educational and self-reflection tools. They are not psychological or clinical assessments and are not intended to diagnose, treat, or evaluate any mental-health or medical condition.
Faith-based, spiritual, or prayer-related content reflects our educational and faith perspective and is not a substitute for medical, mental-health, psychological, legal, financial, or other professional care or advice.
You are responsible for evaluating information and making decisions appropriate to your own circumstances.
Financial and Bookkeeping Information
Bookkeeping-related products and services provided by 232 Media LLC are administrative and educational in nature.
Tools such as the Clarity Cashbook are designed to support organization, awareness, and understanding of financial information. They do not constitute accounting, tax, legal, investment, or individualized financial advice.
You remain responsible for the accuracy of information you enter, your financial decisions, and obtaining professional advice when appropriate.
Purchases and Payment
Prices and payment terms are those displayed or communicated at the time of purchase.
Payments may be processed through Stripe or another payment processor identified at checkout. Your use of a third-party payment service is also subject to that provider’s applicable terms and policies.
You agree to provide accurate information necessary to complete your transaction and deliver your purchase.
Digital Products
Some products are delivered digitally, including through email, download links, Google files, templates, or other online methods.
When a product is provided as a Google file or template, you may be instructed to create your own copy within your Google account. You are responsible for maintaining access to your own account and copies after delivery.
Digital Product Refunds
Because immediately delivered digital products provide access to the purchased material upon delivery, sales of immediately delivered digital products are final once access or delivery has been provided, except where a refund is required by applicable law.
Any different refund terms expressly stated on a particular purchase page will govern that purchase.
Programs, Workshops and Services
Specific programs, workshops, coaching, consulting, bookkeeping assistance, or other services may be subject to additional terms, policies, schedules, or agreements presented when you register or purchase.
Where an offering has additional written terms, those terms apply to that offering in addition to these website Terms. If an offer-specific agreement directly conflicts with these Terms regarding that offering, the offer-specific agreement will control.
Intellectual Property
Unless otherwise stated, the websites, written materials, worksheets, spreadsheets, templates, graphics, frameworks, assessments, quizzes, teaching materials, course materials, educational materials, methods, processes, branding, and other original content provided by 232 Media LLC are owned by or licensed to 232 Media LLC and are protected by applicable intellectual-property laws.
Purchasing, receiving, or accessing our materials does not transfer ownership of those materials or of the underlying intellectual property to you.
Unless an offering expressly provides otherwise, you receive a limited, non-exclusive, non-transferable license to use purchased or provided materials for your own personal or internal business use.
You may not reproduce, republish, distribute, sell, sublicense, share, upload for public access, modify for redistribution, create derivative materials for commercial distribution, or otherwise commercially exploit our protected materials without prior written permission.
You may make reasonable copies necessary for your own permitted use, including making your own copy of a Google template when instructed to do so.
No Guaranteed Results
We may provide tools, education, ideas, examples, or strategies intended to help you increase clarity, awareness, understanding, or skill.
Your circumstances, choices, implementation, resources, and results are individual to you. We do not guarantee any particular financial, business, personal, relational, or other outcome from using our products, services, or content.
Examples, stories, or testimonials describing another person’s experience should not be understood as a promise that you will achieve the same result.
Testimonials and Experiences
Testimonials or examples appearing on our websites or in our materials reflect the experiences or opinions of the individuals identified and are not guarantees of results.
Where required, we disclose material relationships or other information relevant to evaluating an endorsement.
We do not knowingly purchase, fabricate, or misrepresent consumer reviews or testimonials.
Third-Party Services and Links
Our websites and offerings may use or link to third-party services, including services provided by Google, Stripe, Substack, Namecheap, and others.
We do not control third-party platforms and cannot guarantee their availability, functionality, security, policies, or continued operation.
Your use of a third-party service may be governed by that provider’s own terms and privacy practices.
Acceptable Use
You agree not to:
- use our websites, products, or services for unlawful purposes;
- interfere with or attempt to compromise our websites or systems;
- attempt to gain unauthorized access to restricted materials or accounts;
- copy, distribute, resell, or commercially exploit our protected materials except as expressly permitted; or
- use our content in a way that infringes our intellectual-property rights or the rights of others.
We may restrict or terminate access where reasonably necessary to address misuse, unlawful conduct, infringement, or violation of applicable terms.
Website Availability
We seek to maintain our websites and services but do not guarantee uninterrupted or error-free access.
We may modify, suspend, discontinue, or update website features, content, products, or services from time to time.
Disclaimer of Warranties
To the extent permitted by applicable law, our websites, content, and digital materials are provided on an “as is” and “as available” basis without warranties not expressly stated by us.
Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.
Limitation of Liability
To the fullest extent permitted by applicable law, 232 Media LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our websites, content, products, or services.
To the extent liability cannot otherwise be excluded, our aggregate liability arising from a particular purchased product or service will not exceed the amount you paid to 232 Media LLC for that product or service, except where applicable law requires otherwise.
Privacy
Our collection and use of personal information is described in our Privacy Policy.
Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where applicable law provides otherwise.
Nothing in these Terms deprives a consumer of rights or protections that cannot lawfully be waived.
Changes to These Terms
We may update these Terms from time to time to reflect changes in our websites, products, services, business practices, or applicable law.
When we update these Terms, we will revise the “Last Updated” date above.
Changes apply prospectively from the effective date of the updated Terms unless applicable law requires otherwise.
Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect to the extent permitted by law.
Entire Agreement
These Terms, together with any applicable purchase-page terms, offer-specific policies or agreements, and our Privacy Policy, constitute the applicable agreement between you and 232 Media LLC concerning the subject matter they address.
Contact Us
Questions concerning these Terms may be sent to:
232 Media LLC
5900 Balcones Drive STE 100
Austin, TX 78731
USA
support@stellamsmith.com